Road Accident Fund (RAF) Claims in South Africa

If you are injured in a road accident in South Africa, you may have the right to claim compensation from the Road Accident Fund (RAF). The RAF is a government-funded body that provides financial support to victims of motor vehicle accidents, helping them recover medical costs, loss of income, and other damages.

Who Can Claim from the RAF?

You may lodge a claim if you were:

A driver, passenger, cyclist, or pedestrian injured in an accident.
A dependent of someone who died in a road accident.
A breadwinner who has lost income due to disability from the accident.

The RAF covers both South African citizens and foreigners injured in accidents within South Africa.

What Compensation Can Be Claimed?

Compensation from the RAF may include:

Medical expenses – past and future treatment costs.
Loss of earnings – if your ability to work has been affected.
General damages – for pain, suffering, and reduced quality of life (in cases of serious injury).
Loss of support – for dependents of deceased accident victims.

The RAF Claim Process

Report the accident
Collect accident reports, witness details, and medical records.
File the RAF claim
Claims are submitted on official RAF forms with supporting documents.
Medical evaluation
The RAF may require you to undergo independent medical assessments.
Negotiation and settlement
Many claims are settled directly with the RAF; others proceed to court if disputed.

Time Limits for RAF Claims

Claims must generally be submitted within 3 years of the accident. If the vehicle or driver is unknown (a “hit and run”), the time limit may be shorter (2 years).

It is crucial to seek legal advice as soon as possible to avoid missing deadlines.

Why Legal Assistance Matters

RAF claims are often delayed or disputed due to technical errors in paperwork, medical assessments, or calculations. Having an attorney ensures your claim is properly prepared, deadlines are met, and you receive fair compensation.

Get Help With RAF Claims

If you have been injured in a road accident, or lost a loved one due to one, we can guide you through the RAF claim process with professionalism and care.

Click the WhatsApp button on your screen to speak to us today about your RAF claim.

Read more about our personal injury department here.